With a referral from your general practitioner, you will in principle be contacted within one week to schedule an appointment for an initial session.
During this first session, we will discuss the complaints you are experiencing and your expectations of the therapy.
Afterwards, a second session will follow — an advisory session. In this meeting, we will discuss the conclusions of the intake and the diagnosis(es). Establishing a diagnosis is necessary in order to qualify for reimbursed care. In addition, we will discuss which treatment is most suitable for you. We will make agreements about the estimated duration of the treatment and the frequency of the sessions. All of this will be recorded in your treatment plan, and it is of course important that we both agree on the arrangements made. If, after the intake, it is concluded that no suitable treatment can be offered, this will also be discussed, and we will consider together which form of help may be more appropriate and where you might obtain it.
Once the treatment plan has been approved, the therapy can begin. Sessions last on average 45 minutes, and the frequency of sessions depends on what is appropriate and necessary. Usually, once every two weeks is common.
Zorgprestatiemodel
As of January 1, 2022, the new funding system for mental health care (GGZ) has started through the Zorgprestatiemodel.
In this model, the invoice is sent shortly after the care services take place. Your invoice may therefore include several separate consultations or other care services. Within the Zorgprestatiemodel, the care provider records a “care demand type.” This indicates information about the care request. The care provider may use this, for example, when drawing up a treatment plan. The care demand type does not determine the price of the treatment — that is determined by the care services you receive. Sometimes, during treatment, the care provider may adjust the care demand type to reflect changes. You will see the care demand type listed on your invoice.
Good to Know
Insured Care
Almost all psychological treatments for adults offered by Murphy’s Law Psychology are reimbursed under the basic insurance of the Dutch Health Insurance Act (as generalized basic mental health care). You will only receive reimbursement if you have a valid referral letter from your general practitioner. In addition, there must be: a) a psychological disorder that falls under insured care (as determined by the Dutch Healthcare Institute), and b) an approved therapy (as determined by Dutch Health Insurers).
In one or a few sessions, your therapist will determine whether there is indeed a disorder for which treatment is reimbursed by your health insurer. If it turns out there is no disorder, the initial diagnostic consultations will still be reimbursed.
For 2026, Murphy’s Law Psychology has contracts with the following health insurers:
If you are insured with one of these health insurers, Murphy’s Law Psychology will send the invoices directly to your insurer. The reimbursement is provided in kind: the health insurer pays the invoice directly to the therapist. You will not notice this process. However, these invoices may still be offset against your mandatory (and any voluntary) deductible if applicable.
Murphy’s Law Psychology has no contracts with other health insurers in 2026.
If you are insured with another health insurer, you will receive a monthly invoice from Murphy’s Law Psychology listing the various care services. You must always pay this invoice yourself within 14 days according to the payment terms. You can submit the invoice to your health insurer immediately upon receipt. Depending on the policy you have taken out, your insurer will reimburse between 60% and 100% of the invoice.
Rates
The maximum rates for these care services are set annually by the Dutch Healthcare Authority (NZa). The rate per consultation depends on the type of consultation and its duration. Murphy’s Law Psychology charges the following rates for the most common consultations:
Uninsured Care for Adults
Even if the care is not covered by insurance, you may still choose to undergo treatment in consultation with your therapist. The costs of this treatment are entirely your own responsibility. For these consultations, Murphy’s Law Psychology charges the so-called “non-basic package care consultation” at a rate of €54.16 per 15-minute unit for a diagnostic consultation and €38.47 per 15-minute unit for a treatment consultation.
These 15 minutes include both the time the therapist spends speaking with you and the time required for careful preparation of the sessions and the necessary reporting. For example, if you had a 45-minute session and the therapist spent an additional 15 minutes on reporting, you would be charged 4 times the unit rate for that consultation.
For uninsured care, a referral from your general practitioner is not required.
If you are unable to attend, you may cancel an appointment free of charge up to 24 hours in advance. If you do not cancel in time, the costs of the session will be at your own expense. You will receive an invoice that you must pay yourself. This invoice will not be reimbursed by your health insurer.
The fee for a missed appointment is:
€100.50 for a diagnostic consultation
€74.91 for a treatment consultation